Glossary - Q

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Qualifying ratios: Calculations that are used in determining whether a borrower can qualify for a mortgage. They consist of two separate calculations: a housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.

Quitclaim deed: A deed that transfers without warranty whatever interest or title a grantor may have at the time the conveyance is made.

Quiet enjoyment: The right of an owner or lessee legally in possession of property to uninterrupted use of the property without interference from the former owner, lessor, or any third party claiming superior title.